Changing your variable home loan into a fixed interest
rate home loan
If you are concerned about the
prospect of rising interest rates, you may want to consider fixing all or some of your home
You can have a split loan with
some variable and some fixed. You choose the split percentage.
If you have an offset account or
redraw, you can keep this going on your variable loan portion as most Lenders will not allow
you to access an offset account or redraw within the fixed period. There are a few Lenders who
do have this flexibility with a fixed loan.
You can refinance and find a
better fixed deal or simply fix all or a portion of your home with your current lender.
Finance Allsorts can assist you with fixing your